Divorce and Your Benefits
The end of a marriage can be a very stressful time in life. Your Comfort Systems benefits provide resources to help you through the process.
Review the Benefits Guide for complete details.
Support When You Need It Most
Life can be unpredictable, but our Employee Assistance Program (EAP) through ComPsych offers resources to help 24/7:
- Counseling Services — Get five free sessions for individual, relationship, or family guidance. Additionally, access resources for grief, stress, anxiety, and work/life balance
- Family Resources — Access parenting and co-parenting support
- Legal Assistance — Receive advice and get referrals for legal representation to assist with divorce proceedings
- Community Assistance — Get referrals for housing support, relocation services, and community aid programs
- Expert Referrals — Your EAP finds local vetted businesses for pet care, travel, tech support, event planning, real estate, moving, home repairs, and more
Count on us—no matter what!
ComPsych is available 24/7.
Phone: 888-270-9025
Online: guidanceresources.com
Web ID: CSUSA
Download GuidanceNow app:
Evaluate and Adjust Coverage
Update your benefits after divorce:
- Remove Former Spouse — Adjust health, dental, vision, accident, critical illness, and hospital indemnity plans
- Review Personal Coverage — If you were on your spouse's plan, enroll in new benefits
- Discuss Child Coverage — Choose the best insurance for their needs
- Update Additional Plans — Adjust life insurance, AD&D, and other coverage to meet your new needs
Keep Your Information Up-to-Date
As life changes, so should your key documents:
- Update Beneficiaries — Adjust designations for life insurance, AD&D, 401(k), HSA, FSA, and other assets. Seek legal counsel before naming a minor due to limitations on payouts of life and AD&D policies
- Refresh Emergency Contacts — Ensure HR, insurers, and others have the correct details
- Review Legal Plans — Update wills, power of attorney, and estate plans through the EAP. Receive guidance on divorce, custody, and financial settlements
Review Financial Plans
Reassess finances post-divorce:
- Evaluate Savings — Plan for legal, moving, and other expenses
- Navigate Finances — Budget, manage debt, and review tax implications with Lincoln WellnessPATH
- Adjust HSA and FSA Accounts — Remove your spouse and update contributions, if needed
- Update Life Insurance — Revise policies and beneficiaries for yourself and children
- Review Retirement and Investments — Adjust 401(k) contributions and review how assets such as 401(k)s and pensions will be divided
- Assess Child and Spousal Support — Understand financial obligations and rights
