Pregnancy
Welcoming a new baby or caring for a toddler can be exciting — and overwhelming. Comfort Systems USA offers benefits designed to support growing families every step of the way.
Review the Benefits Guide for complete details.
Strong Minds Grow Strong Families
Free mental health resources through the Employee Assistance Program (EAP).
Get free, confidential support and resources for the emotional and family challenges of pregnancy, even if you're not enrolled in the Comfort Systems USA medical plan.
You get five free sessions of in-person or virtual counseling for:
- Anxiety, mood swings, and prenatal depression
- Partner communication and stress
- Setting boundaries with family and friends, and more
Book now at GuidanceResources.com (web ID: CSUSA) or call 888-270-9025.
Need more support?
If you're enrolled in the Comfort Systems USA medical plan, therapy can continue through your medical provider or virtually in the comfort of your own home through MDLive® — no driving, waiting rooms, or time off needed.
Schedule at MDLive.com/bcbsil or call 888-676-4204.
New life, new rhythm — take the time.
If you're expecting or have just welcomed a little one, you may be eligible for a leave of absence to bond and adjust to this exciting new chapter. Reach out to your local HR team to explore your options and make the most of this special time.
Healthcare from Bump to Baby and Beyond
Update your benefits coverage.
Welcoming a new child through birth, adoption, or foster care is considered a qualifying life event, which means you can adjust your benefits outside of the annual enrollment period. This may include updating your medical, dental, vision, or life insurance coverage to reflect your current needs and updating your beneficiaries for all policies.
Medical, Maternity, and Pediatric Care
Expecting a little one? Comfort Systems USA offers medical coverage through Blue Cross Blue Shield® to support your growing family. Quantum Health® Care Coordinators can help with:
- Finding OB/GYNs or pediatricians
- Scheduling appointments
- Navigating maternity and newborn claims
- Resolving billing issues and more
All plan tiers cover in-network prenatal care, delivery, and pediatric visits, and 100% of preventive care.
Too sick to leave home? MDLive® connects you with doctors or therapists virtually — right from your home.
Virtual Physical Therapy with Hinge Health™
Free for Comfort Systems USA medical plan members, Hinge Health™ offers at-home physical therapy to support you during and after pregnancy — no appointment needed.
- Prenatal Care: Relieve back, hip, and pelvic pain, strengthen your pelvic floor, and improve mobility as your body changes
- Postnatal Recovery: Rebuild core strength, ease discomfort from delivery or a C-section, support bladder control, and aid healing
Caring for Yourself
Wondr Health™ helps you build healthy habits, manage stress, and support post-pregnancy recovery — from self-care to weight management. Free for all Comfort Systems USA medical plan members.
Baby Steps to Financial Security
Breastfeeding Supplies and Services
If you’re enrolled in a Comfort Systems USA medical plan, you may qualify for:
- One breast pump (manual or electric) per pregnancy
- Milk storage bags and pump accessories
- In-person or virtual lactation counseling
Visit MyCSUSAHealthPlan.com for more information.
From bump to budget — plan with purpose
Don’t have a budget for new baby expenses? Whether you’re planning for baby gear, medical bills, or time off, Lincoln WellnessPATH® is a digital tool that helps you set goals, track spending, and ease into parenthood with a little less worry and a lot more confidence.
Parenting is a big job — and you don’t have to do it alone. The EAP is another resource that can help you with:
- Financial and Legal Services: Access consultations for budgeting, wills, or maternity leave planning
- Childcare Referrals: Get help finding daycare, nannies, or back-up care
Health Savings Account (HSA) and Flexible Spending Accounts (FSA)
HSA
Enrolled in a Silver or Bronze HSA medical plan? You can adjust your tax-free HSA contributions anytime to pay for qualified medical, dental, and vision expenses — now or later, since unused funds roll over each year.
Comfort Systems USA contributes quarterly:
- $500 for employee-only
- $1,000 for employee + dependents
FSA
Use them or lose them — don’t forget to use your tax-free FSA contributions on eligible expenses before year-end, since only a limited amount of funds can be rolled over.
- Healthcare FSA (Gold Plan): Use funds for eligible medical, dental, and vision expenses
Explore eligible items at the HSAstore® and FSAstore®:
- Prenatal Care: Vitamins, belly bands, electrolyte drink, fetal doppler, etc.
- Postpartum Care: Breastfeeding supplies, baby monitors, medicine and first aid kits, etc.
Dependent Care Flexible Spending Account (DCFSA)
If you’re enrolled in a DCFSA, you can use those pre-tax funds for eligible childcare expenses, including licensed daycares or nanny services.
Hospital Indemnity Insurance
Hospital stays come with surprises, but your bills shouldn’t be one of them. If you purchased hospital indemnity insurance, file a claim to receive your cash benefit.
Pregnancy-related hospital stays are covered from day one.
- First Day Hospital: $1,100 or $2,200
- First Day ICU: $1,200 or $2,400
- Daily Hospital Stay (up to 30 days): $100 or $200/day
- ICU Stay (up to 15 days): $200 or $400/day
