Health Concerns
Whether you’re dealing with a new diagnosis, living with a chronic condition, or recovering from illness or injury, Comfort Systems USA offers comprehensive benefits to support your health, well-being, and financial peace of mind.
Review the Benefits Guide for complete details.
Wellness Begins Within
Free mental health resources through the Employee Assistance Program (EAP).
Struggling with relationship stress, communication issues, or emotional ups and downs? Comfort Systems USA offers free, confidential counseling, even if you're not enrolled in the medical plan.
You get five free sessions of in-person or virtual counseling for:
- Relationship issues with your partner, family, friends, or coworkers
- Partner communication and stress
- Setting boundaries with family and friends, and more
Book now at GuidanceResources.com (web ID: CSUSA) or call 888-270-9025.
Need more support?
If you're enrolled in the Comfort Systems USA medical plan, therapy can continue through your medical provider or virtually in the comfort of your own home through MDLive® — no driving, waiting rooms, or time off needed.
Schedule at MDLive.com/bcbsil or call 888-676-4204.
Take time to heal
If you’re dealing with a health concern — whether it’s a new diagnosis, ongoing treatment, or simply needing time to recover — you may be eligible for a leave of absence.
Disability Coverage
If health issues keep you from working, and you’re enrolled in a Short-Term Disability or Long-Term Disability plan, you might receive partial income while you recover. Eligibility depends on your role and tenure with Comfort Systems USA.
Reach out to your local HR team to explore your options and get the support you need to focus on your well-being.
Your Care, Your Pace, Your Path
Medical support when you need it most.
Facing a health concern? Comfort Systems USA offers medical coverage through Blue Cross Blue Shield® to help you get the care you need — when and where you need it. Quantum Health Care Coordinators can help with:
- Understanding your diagnosis and exploring treatment options
- Finding in-network doctors or specialists
- Scheduling appointments
- Navigating claims for chronic conditions, hospital stays, or ongoing care
- Resolving billing issues and more
Too sick to leave home? MDLive connects you with doctors or therapists virtually — right from home.
Mail Service Pharmacy
Skip the pharmacy line and save your energy — get your family's prescriptions delivered straight to your door with CVS Caremark Mail Service Pharmacy.
- 90-day supply of maintenance medications
- Often cheaper than retail
- Refill alerts sent 10 days in advance
- Shipped to your door
Virtual Physical Therapy with Hinge Health™
Free for Comfort Systems USA medical plan members, Hinge Health offers at-home physical therapy to help you manage joint and muscle pain — no appointment needed.
- Relieve back, hip, knee, or shoulder pain
- Improve strength, flexibility, and mobility
- Support recovery from injury or chronic conditions
Caring for Yourself
Wondr Health helps you build healthy habits, manage stress, and support your overall well-being — from self-care to weight management. Free for all Comfort Systems USA medical plan members.
Health Savings Account (HSA) and Flexible Spending Accounts (FSA)
HSA
Enrolled in a Silver or Bronze HSA medical plan? You can adjust your tax-free HSA contributions anytime to pay for qualified medical, dental, and vision expenses — now or later, since unused funds roll over each year.
Comfort Systems USA contributes quarterly:
- $500 for employee-only
- $1,000 for employee + dependents
FSA
Use them or lose them — don't forget to use your tax-free FSA contributions on eligible expenses before year-end, since only a limited amount of funds can be rolled over.
- Healthcare FSA (Gold Plan): Use funds for eligible medical, dental, and vision expenses
Explore eligible items at the HSAstore® and FSAstore®:
- Vitamins, over-the-counter medicine, red light therapy devices, sunscreen, first aid kits, etc.
Feel Better Without the Financial Stress
Your health matters, and so does your budget.
When your health is top of mind, planning ahead can feel overwhelming. Lincoln WellnessPATH® helps you take small, steady steps to set financial priorities, track spending, and plan for what's next — whether it's recovery, stability, or long-overdue self-care.
The EAP is also here to support you with:
- Financial Services: Debt counseling and credit management, budgeting, medical bill management
- Legal Services: Estate planning, wills and trusts, medical power of attorney
Supplemental Benefits
If you purchased accident, critical illness, or hospital indemnity coverage, don't forget to file a claim to receive your cash benefit. These voluntary insurance plans provide cash benefits to help cover unexpected health events for you or your family. Review the plan documents to see a full list of what's covered.
- Accident: Covers injuries, hospital stays, ambulance, surgery, and more
- Critical Illness: Covers serious conditions like heart attack, cancer, stroke, and more
- Hospital Indemnity: Covers hospital stays, rehab, and critical care
Medicare Made Simple
Medicare Transition Services
Approaching Medicare eligibility? SmartConnect provides guidance through Medicare Transition Services to help you make a smooth transition. Whether you're nearing age 65 or planning ahead, you'll receive support to understand:
- When and how to enroll in Medicare
- How your company benefits coordinate with Medicare
- Coverage comparisons and cost considerations
- Resources to avoid gaps in care or coverage
