Babies and Toddlers
Welcoming a new baby or caring for a toddler can be exciting — and overwhelming. Comfort Systems USA offers benefits designed to support growing families every step of the way.
Review the Benefits Guide for complete details.
Tiny Hands, Big Feelings — Yours Included
Free mental health resources through the Employee Assistance Program (EAP).
Get free, confidential support and resources for the emotional and family challenges of parenting a baby or toddler, even if you’re not enrolled in the Comfort Systems USA medical plan.
You get five free sessions of in-person or virtual counseling for:
- Stress, anxiety, and postpartum mood changes
- Depression or burnout from caregiving demands
- Relationship or family tension during early parenthood and more
Book now at GuidanceResources.com (web ID: CSUSA) or call 888-270-9025.
Need more support?
If you’re enrolled in the Comfort Systems USA medical plan, therapy can continue through your medical provider or virtually in the comfort of your own home through MDLive® — no driving, waiting rooms, or time off needed.
Schedule at MDLive.com/bcbsil or call 888-676-4204.
New life, new rhythm — take the time.
If you’ve just welcomed a little one, you may be eligible for a leave of absence to bond and adjust to this exciting new chapter. Reach out to your local HR team to explore your options and make the most of this special time.
Wellness for Your Little Wonders
Update your benefits coverage
If you recently welcomed a child through birth, adoption, or foster care, it is considered a qualifying life event, which means you can adjust your benefits outside of the annual enrollment period. This may include updating your medical, dental, vision, or life insurance coverage to reflect your current needs and updating your beneficiaries for all policies.
Medical and Pediatric Care
Caring for a baby or toddler? Comfort Systems USA offers medical coverage through Blue Cross Blue Shield® to support your growing family. Quantum Health® Care Coordinators can help with:
- Finding pediatricians or specialists
- Scheduling appointments
- Navigating maternity and newborn claims
- Resolving billing issues and more
All plan tiers cover in-network pediatric visits, postnatal care, and 100% of preventive care.
Need care without leaving home? MDLive® connects you with doctors and therapists — perfect for busy parents.
Virtual Physical Therapy with Hinge Health™
Free for Comfort Systems USA medical plan members, Hinge Health™ offers at-home physical therapy to support you after pregnancy — no appointment needed.
- Postnatal Recovery: Rebuild core strength, ease discomfort from delivery or C-section, and support bladder control and healing
Caring for Yourself
Wondr Health™ helps you build healthy habits, manage stress, and support post-pregnancy recovery — from self-care to weight management. Free for all Comfort Systems USA medical plan members.
Crayons, Cuddles, and Cash Flow
Breastfeeding Supplies and Services
If you’re enrolled in a Comfort Systems USA medical plan, you may qualify for:
- One breast pump (manual or electric) per pregnancy
- Milk storage bags and pump accessories
- In-person or virtual lactation counseling
Visit MyCSUSAHealthPlan.com for more information.
From diapers to daycare—plan with purpose.
Caring for a little one? Lincoln WellnessPATH® is a digital tool that helps you set goals, track spending, and manage baby-related costs like gear, medical bills, and time off — with less stress and more confidence.
Parenting is a big job—and you don’t have to do it alone. The EAP is another resource that can help you with:
- Financial and Legal Services: Access consultations for budgeting, wills, or family planning
- Childcare Referrals: Get help finding daycare, nannies, or back-up care
Health Savings Account (HSA) and Flexible Spending Accounts (FSA)
HSA
Enrolled in a Silver or Bronze HSA medical plan? You can adjust your tax-free HSA contributions anytime to pay for qualified medical, dental, and vision expenses — now or later, since unused funds roll over each year.
Comfort Systems USA contributes annually:
- $500 for employee-only
- $1,000 for employee + dependents
FSA
Use them or lose them — don’t forget to use your tax-free FSA contributions on eligible expenses before year-end, since only a limited amount of funds can be rolled over.
- Healthcare FSA (Gold Plan): Use funds for eligible medical, dental, and vision expenses
Explore eligible items at the HSAstore® and FSAstore®:
- Postpartum Care: Breastfeeding and postpartum supplies, medicine, etc.
- Babies: Baby monitors, baby skin care, thermometers, etc.
- Toddlers: Sunscreen, children’s medicine, first aid kits, overnight underwear, etc.
Dependent Care Flexible Spending Account (DCFSA)
If you’re enrolled in a DCFSA, you can use those pre-tax funds for eligible childcare expenses, including licensed daycares, nanny services, pre-school tuition, before- and after-school programs, and summer day camps.
Hospital Indemnity Insurance
Hospital stays come with surprises, but your bills shouldn’t be one of them. If you purchased hospital indemnity insurance, file a claim to receive your cash benefit.
Pregnancy-related hospital stays are covered from day one.
- First Day Hospital: $1,100 or $2,200
- First Day ICU: $1,200 or $2,400
- Daily Hospital Stay (up to 30 days): $100 or $200/day
- ICU Stay (up to 15 days): $200 or $400/day
