Marriage: A Lifetime Service Agreement

Review your options to choose the best coverage by adding your spouse to your plan or transitioning to theirs. Consider:

• Cost vs. Coverage — Compare premium rates against the level of care provided
• Network Access — Ensure preferred providers are in-network
• Personalized Needs — Check coverage for specialized treatments or medications

You can add your spouse to your health, dental, and vision plans. Consider adding accident, critical illness, or hospital indemnity coverage for both of you for added protection.

Start this new chapter by syncing up on your financial goals:

• Maximize Accounts — Increase Health Savings Account (HSA) or Flexible Spending Account (FSA) contributions within IRS limits
• Secure Your Future — Are you contributing enough to your 401(k) to hit your financial goals? Retirement might feel far away, but even small contributions can grow into a solid nest egg over time
• Update Life Insurance — Ensure you and your spouse have the right coverage. Planning ahead helps provide financial security for the future
• Plan for Major Milestones — Build savings for emergencies, housing, travel, and family planning
• Navigate Your Finances — Use Lincoln WellnessPATH for budgeting, debt management, and investment strategies

As life changes, so should your key documents. Be sure to:

• Update Beneficiaries – Adjust life insurance, retirement, and other policies.
• Refresh Emergency Contacts – Ensure HR, insurers, and others have the correct details.

Marriage transforms daily life. The Employee Assistance Program (EAP) through ComPsych offers resources to help:

• Counseling Services — Start your new life together with the right relationship skills. Get five free sessions for relationship or family counseling
• Legal Services — Schedule a free consultation for prenuptial agreements, updating wills, power of attorney, and estate plans
• Expert Referrals — Your EAP finds local vetted businesses for pet care, travel, tech support, event planning, real estate, moving, home repairs, and more
• Family Planning Support — Explore resources for strategies to help navigating blended families, tools to strengthen family bonds, and more. When it's time to start growing your family, you can access guidance on, adoption services, schools, childcare, including daycare, and emergency childcare.