Make the Most of Your FSA or HSA
Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs) are powerful tools to help you save on healthcare expenses. You probably already know you can set aside money before taxes for things like checkups, prescriptions, and dentist appointments—but that’s just the beginning.
Review the Benefits Guide for complete details.

More Than Just Doctor Visits
Here are some surprising ways to use your HSA or FSA funds:
Everyday Essentials
- Pain relievers and allergy medications
- Cold and flu remedies
- First aid supplies
- Menstrual products like tampons and pads
Family Planning & Fertility
- Birth control and condoms
- Pregnancy tests
- Fertility treatments
Pregnancy & Baby Care
- Prenatal vitamins
- Breast pumps and nursing supplies
- Childbirth and parenting classes
Qualified Expenses
Search and shop for FSA and HSA qualified expenses at now.optum.com/qualified-expenses.
Mental Health Support
- Therapy and counseling for depression or anxiety
Note: General counseling (like marriage therapy) isn’t covered
Wellness and Recovery
- Smoking cessation programs
- Doctor-approved weight-loss programs
- Treatment for substance use disorders
Medical Travel
- Mileage, parking, and transportation to appointments
- Lodging for out-of-town medical care
Manage Your Account
To view your balance, file a claim, or explore what’s eligible, log in to your account at HealthEquity.com.